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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great provider honesty is their policy

been with Zopa credit card sometime now,they are great to deal with and are impartial for someone looking for a low limit card this is for you Reviewed on: 11th April 2023

I did not have any problem using zopa credit card

Keep it up your excellent service really happy with zopa credit card service Reviewed on: 11th April 2023

Easy and clear to understand

My zopa card is the only one which shows immediate credits, transfers and payments, so when I make a payment against my balance, it shows there and then, making it easy to keep track of spending and balance. All other cards I have take two working days before anything shows, which can be annoying when the balance shown is not a true reflection. Reviewed on: 11th April 2023

Superb credit card

Very reliable card and extremely easy to work with customers services. Reviewed on: 11th April 2023

Amazing

Never had an issue. Great customer support Reviewed on: 11th April 2023

Fantastic company to deal with

Easy to apply and very helpful information provided regularly regarding credit status Reviewed on: 11th April 2023

Very recommendable

Very best credit card ever in my life as support and help given by Zopa credit card provider is very reasonable!!!!! Reviewed on: 11th April 2023

Excellent - easy to understand - useful

I have poor credit and managed to receive a card from zopa. App is easy to use and understand, great company always refer to friends. Reviewed on: 11th April 2023

Easy to use app

With Zopa it is very easy to log in, manage and view your payments. Nothing is complicated and every detail is explained simply, Any queries are dealt with professionally and efficiently giving me piece of mind. Reviewed on: 11th April 2023

Excellent

Really big help and interest rates are affordable Reviewed on: 11th April 2023

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