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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Amazing services and payment method

It’s an excellent service of payment that if you miss a payment you have one more date to pay. Reviewed on: 11th April 2023

Great UI and easy to access

Like the product. easy to access. great UI. would always recommend. Reviewed on: 11th April 2023

Good card and also can be use and get the alert

The card have an alert and what I like more is the statement that come early it give you time . Reviewed on: 11th April 2023

Excellent product

I was recommended Zopa from a friend, it was fast,reliable and the best on the market. My whole experiencehas been positive and I get all the right notifications when needed. Definitely recommend this company to others Reviewed on: 11th April 2023

Excellent credit card, user friendly

Great app, easy to use with helpful reminders. I always feel confident and in control with Zopa Reviewed on: 11th April 2023

Great

Well a great little credit card to boost your credit score up if you need to 10/10 Reviewed on: 11th April 2023

Really good

Zopa have been really good. At helping with hand tips on how to stay on top. They are very helpful. Keep up the good work Reviewed on: 11th April 2023

Excellent experience

When u have a query ,gets sorted. Reviewed on: 11th April 2023

Easy, simple process

No surprises, does what it says. Straightforward, no issues at all. App access anytime I need Reviewed on: 11th April 2023

Really good service

This is the second card I've had from zopa, they have always been very quick and easy to deal with. Highly recommended. Reviewed on: 11th April 2023

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