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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fantastic service

Great service from a great team Reviewed on: 11th April 2023

Best credit card

It's actually the best card I've had overall Reviewed on: 11th April 2023

Great service

A great company, card and app. I would highly recommend to anyone Reviewed on: 11th April 2023

First rate service

Very helpful and understanding. Reviewed on: 11th April 2023

Best provider ever

I love zopa because their rate is in accordance with the regulation and when it goes down they also reduce your rate. Constant communication about my credit in the app and also email. I will also recommend to friends and family. Keep up zopa Reviewed on: 11th April 2023

Customer focused company

Since joining Zopa I have constantly been pleasantly surprised by the clear communication, updates and exceptional customer service provided as a matter of course. If only all credit cards companies focussed on their customers the way Zopa do managing finances would be far easier. So Zopa - thank you and Bravo! Reviewed on: 11th April 2023

Best company

The staff's are friendly , and they give they best to resolve my issues etc... Reviewed on: 11th April 2023

Helpful and friendly

Always been there when needed and helpful if problems occur Reviewed on: 11th April 2023

10/10 - Would recommend!

Easy with great service and no issues at all! Reviewed on: 11th April 2023

Best Of The Best

Never anything less than 1st class service! Reviewed on: 11th April 2023

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