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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Really good

Zopa have been really good. At helping with hand tips on how to stay on top. They are very helpful. Keep up the good work Reviewed on: 11th April 2023

Excellent experience

When u have a query ,gets sorted. Reviewed on: 11th April 2023

Easy, simple process

No surprises, does what it says. Straightforward, no issues at all. App access anytime I need Reviewed on: 11th April 2023

Really good service

This is the second card I've had from zopa, they have always been very quick and easy to deal with. Highly recommended. Reviewed on: 11th April 2023

Fantastic service

Great service from a great team Reviewed on: 11th April 2023

Best credit card

It's actually the best card I've had overall Reviewed on: 11th April 2023

Great service

A great company, card and app. I would highly recommend to anyone Reviewed on: 11th April 2023

First rate service

Very helpful and understanding. Reviewed on: 11th April 2023

Best provider ever

I love zopa because their rate is in accordance with the regulation and when it goes down they also reduce your rate. Constant communication about my credit in the app and also email. I will also recommend to friends and family. Keep up zopa Reviewed on: 11th April 2023

Customer focused company

Since joining Zopa I have constantly been pleasantly surprised by the clear communication, updates and exceptional customer service provided as a matter of course. If only all credit cards companies focussed on their customers the way Zopa do managing finances would be far easier. So Zopa - thank you and Bravo! Reviewed on: 11th April 2023

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