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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fantastic Card

Best card I’ve ever had! So easy to manage with its easy to use app and instant updating. Friendly customer support team and more! Reviewed on: 11th April 2023

Fantastic

Had the card for over a year now and never once had to call and speak to anyone as it simple to use the app and is easy to understand. Also I like that once made a payment dont have to wait 2 working days to see updated balance Reviewed on: 11th April 2023

Credit card

I have a credit card with Zopa and have never had any issues. They are always in contact about any changes to my account and the app is so easy to use. I would happily recommend Zopa to anyone I know. Reviewed on: 11th April 2023

Very professional

Had an issue with card and was solved quickly Reviewed on: 11th April 2023

Easy to use and low interest rates

It was easy to Process for the loan. No difficulty getting it ready. Reviewed on: 11th April 2023

Best credit card I have used

Very helpful and caring excellent customer support Reviewed on: 11th April 2023

Excellent

Awesome Experience with Zopa Credit Card..!! Reviewed on: 11th April 2023

No hassle perfect card

Straight forward repayments deducted straight away don’t have to wait 2 days low interest rates Reviewed on: 11th April 2023

Efficient and friendly

Very efficient to deal with and very customer friendly Reviewed on: 11th April 2023

Awesome

Great service Always upto date Reviewed on: 11th April 2023

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