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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Best company

The staff's are friendly , and they give they best to resolve my issues etc... Reviewed on: 11th April 2023

Helpful and friendly

Always been there when needed and helpful if problems occur Reviewed on: 11th April 2023

10/10 - Would recommend!

Easy with great service and no issues at all! Reviewed on: 11th April 2023

Best Of The Best

Never anything less than 1st class service! Reviewed on: 11th April 2023

Fantastic Card

Best card I’ve ever had! So easy to manage with its easy to use app and instant updating. Friendly customer support team and more! Reviewed on: 11th April 2023

Fantastic

Had the card for over a year now and never once had to call and speak to anyone as it simple to use the app and is easy to understand. Also I like that once made a payment dont have to wait 2 working days to see updated balance Reviewed on: 11th April 2023

Credit card

I have a credit card with Zopa and have never had any issues. They are always in contact about any changes to my account and the app is so easy to use. I would happily recommend Zopa to anyone I know. Reviewed on: 11th April 2023

Very professional

Had an issue with card and was solved quickly Reviewed on: 11th April 2023

Easy to use and low interest rates

It was easy to Process for the loan. No difficulty getting it ready. Reviewed on: 11th April 2023

Best credit card I have used

Very helpful and caring excellent customer support Reviewed on: 11th April 2023

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