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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent card and service

I'm really happy with my card/ account. Zopa are 1st rate and I'd be more than happy to highly recommend their services to everyone. Thank you Zopa team from a very grateful customer. Reviewed on: 11th April 2023

Never had an issue

I've never had an issue and they have a great app. They don't bombard me with spam and I feel like I could recommend them to anyone else. Reviewed on: 11th April 2023

a better company and hope they win

My experience with them has changed my life and I’m so great full someone like me suffering with depression it has helped me alot in life joining this company. Reviewed on: 11th April 2023

Good simple card

Good simple card for anyone who needs it Reviewed on: 11th April 2023

New to this

Great service mangerable pay mayment friendly helpful friendly staff Reviewed on: 11th April 2023

Excellent service Amazing App

I have been using Zopa for nearly 12 months now. I have been really impressed with their credit card and the Zopa app. From the initial sign up to ongoing queries everything just works. Simple easy to understand and the App is really intuitive. I would be really happy to recommend Zopa services based on my experience and have done so with friends and family already. Keep up the amazing work team! A very happy Customer Kind regards, Mr Scriven Reviewed on: 11th April 2023

GREAT GREAT CREDIT CARD

I HAVE HAD CREDIT CARD FROM ZOOPA AND HAD SOMETIME,BUT ALWAYS SO HELPFUL TO ME,AND HELPED SO MUCH WITH MY SPENDING ON ZOOPA CREDIT CREDIT CARD.,AND NEVER EVER REGRETTED TO GETTING A ZOOPA CARD,THANKYOU SO MUCH FOR YOUR GREAT ASSISTANCE.RECOMMEND TO EVERYONE. Reviewed on: 11th April 2023

A smart way for credit

The application process was like no other, it was quick and easy without any buffer. The customer service has been faultless and the app is brilliant. I can see this company excelling and becoming the best. Reviewed on: 11th April 2023

It's amnezing

It's one of the better credit card Reviewed on: 11th April 2023

very good

zopa well help me lot thanks to zopa but want to increase my credit limit please Reviewed on: 11th April 2023

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