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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great customer service and easy to use

Got approved quickly and not had any problems using Zopa credit card And also Great customer service, always available and very helpful with advice Reviewed on: 11th April 2023

Excellent experience

Excellent service and customer service is exceptional Reviewed on: 11th April 2023

My Zopa credit card

Very good credit card for people like me who have struggled with there credit score Reviewed on: 11th April 2023

Reliable, simplistic, helpful

App is easy to use, team is quick and helpful and the charges are decent compared to market average. I would recommend. Reviewed on: 11th April 2023

Exceptional service

They are a great card provider and they're customer service us exceptional Reviewed on: 11th April 2023

Fantastic

Fantastic product! I would recommend to anybody I know Reviewed on: 11th April 2023

The Credit Card Company who Care

This company helps you with easy talking & swift action. Reviewed on: 11th April 2023

friendly and professional

very friendly and professional service...great communications Reviewed on: 11th April 2023

Fantastic responsible lender

They accepted me when others wouldn't. I'm now on my way to building a better credit report and I have a brighter future. Thanks Zopa :-) Reviewed on: 11th April 2023

Zopa review

Just great service from start to finish, no problem for customer service, totally satisfactory Reviewed on: 11th April 2023

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