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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Wonderful card! Must have when traveling.

5
I love my Zopa credit card. I depend on it when I'm travelling, It makes it easy to spend in other currencies without all of the extra fees that my other credit cards charge me. There is no reason it should cost more to spend a Euro than a Pound and with Zopa, it doesn't. I recommend this card to anyone who travels out of the country. Reviewed on: 11th April 2023
Tristan Peacock's avatar
Tristan Peacock

Great and easy credit card

5
Zopa is a great credit card with easy-to-manage mobile banking. They make paying off your card so easy. Much better than most. Reviewed on: 11th April 2023
Rich Brigham's avatar
Rich Brigham

Understanding

5
I once fell behind with payments, when doing so the people I spoken to where very understanding accommodating to my means. Reviewed on: 11th April 2023
Ellie Gibson's avatar
Ellie Gibson

The best credit card

5
Thank you very much for your service, I used the credit card and I so happy because it semple the make payment Reviewed on: 11th April 2023
Desislava Yordanova's avatar
Desislava Yordanova

Fab little card

5
Easy to apply. Regular updates and often new features most months on the app. Reviewed on: 11th April 2023
Emma Harvey's avatar
Emma Harvey

Fantastic easy to user friendly

5
I’ve been Zopa now for while and all dead friendly when spoken to on phone easy to use and app straight forward to great product Reviewed on: 11th April 2023
Nicholas Brooks's avatar
Nicholas Brooks

Amazing

5
Zoopa is great, the app is on my phone , which is very convenient for me because whenever I need to I can check my account balance . The app is very easy to use , perfect for me . Reviewed on: 11th April 2023
Wioletta Pankowska 's avatar
Wioletta Pankowska

The best credit card

5
The best credit card I recommend to all people, it is very easy to use. Reviewed on: 11th April 2023
Valentina Gheorghisenco's avatar
Valentina Gheorghisenco

easy and clear

4
easy card to use and clear terms Reviewed on: 11th April 2023
antonio's avatar
antonio

Zopa Friendly

5
Good company to have a credit card with reliable and understanding to the present situation of the economy Reviewed on: 11th April 2023
Sandra Hughes's avatar
Sandra Hughes

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