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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Really helped with credit score

Very flexible company helps massively to my credit score Reviewed on: 11th April 2023

Easy to use Apr is good

Best card u can use lots off places. Reviewed on: 11th April 2023

Helpful and easy

I was struggling financially and thanks for the help with Zopa, helped me resolve my problem and have many different minimum payment options. Excellent customer service support. Reviewed on: 11th April 2023

Great customer service and easy to use

For all the time i have been using Zopa it is by far the easiest and best credit card company. The customer service is top notch and the app os very user friendly. Easy to talk to and always creating new ideas to help there customers. Would recommend 10/10 Reviewed on: 11th April 2023

best around

great company with full support and help from start to finish Reviewed on: 11th April 2023

Best about

Wouldn't choose anyone else the service the fees everything is special love the service always on point thankyou Reviewed on: 11th April 2023

Amazing

Amazing experience...massive thank you! Reviewed on: 11th April 2023

brilliant

Great company to deal with. thanks Reviewed on: 11th April 2023

Great service

Always able to quickly answer any queries and easy to use app Reviewed on: 11th April 2023

Good company

Very good company and best service to the customer I love it Reviewed on: 11th April 2023

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