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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa fantastic

Strait forward app no hassle great to deal with Reviewed on: 11th April 2023

100% recommended

Always a happy customer with Zopa Reviewed on: 11th April 2023

Very good

Very good and easy to use very good value and easy to set up repayments Reviewed on: 11th April 2023

Easy to use

Got approved quickly and not had any problems using Zopa credit card Reviewed on: 11th April 2023

Fantastic credit facility

Great customer service, always available and very helpful with advice. Reviewed on: 11th April 2023

I recommend it

I’m so happy with the service, I highly recommend it Reviewed on: 11th April 2023

Awesome

Great company to get credit card with. Regular set payment plan and work well with their customers to help with payment plans Reviewed on: 11th April 2023

Very good service, quick transfer, easy app

Very good card provider overall, easy to use app Reviewed on: 11th April 2023

You can grow you credit score

Zopa can help you achieve a better credit score and really happy with the service Reviewed on: 11th April 2023

Great company

Great customer service never had any issues. Would recommend Reviewed on: 11th April 2023

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