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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Amazing

Amazing experience...massive thank you! Reviewed on: 11th April 2023

brilliant

Great company to deal with. thanks Reviewed on: 11th April 2023

Great service

Always able to quickly answer any queries and easy to use app Reviewed on: 11th April 2023

Good company

Very good company and best service to the customer I love it Reviewed on: 11th April 2023

Zopa fantastic

Strait forward app no hassle great to deal with Reviewed on: 11th April 2023

100% recommended

Always a happy customer with Zopa Reviewed on: 11th April 2023

Very good

Very good and easy to use very good value and easy to set up repayments Reviewed on: 11th April 2023

Easy to use

Got approved quickly and not had any problems using Zopa credit card Reviewed on: 11th April 2023

Fantastic credit facility

Great customer service, always available and very helpful with advice. Reviewed on: 11th April 2023

I recommend it

I’m so happy with the service, I highly recommend it Reviewed on: 11th April 2023

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