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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

New to this

Great service mangerable pay mayment friendly helpful friendly staff Reviewed on: 11th April 2023

Excellent service Amazing App

I have been using Zopa for nearly 12 months now. I have been really impressed with their credit card and the Zopa app. From the initial sign up to ongoing queries everything just works. Simple easy to understand and the App is really intuitive. I would be really happy to recommend Zopa services based on my experience and have done so with friends and family already. Keep up the amazing work team! A very happy Customer Kind regards, Mr Scriven Reviewed on: 11th April 2023

GREAT GREAT CREDIT CARD

I HAVE HAD CREDIT CARD FROM ZOOPA AND HAD SOMETIME,BUT ALWAYS SO HELPFUL TO ME,AND HELPED SO MUCH WITH MY SPENDING ON ZOOPA CREDIT CREDIT CARD.,AND NEVER EVER REGRETTED TO GETTING A ZOOPA CARD,THANKYOU SO MUCH FOR YOUR GREAT ASSISTANCE.RECOMMEND TO EVERYONE. Reviewed on: 11th April 2023

A smart way for credit

The application process was like no other, it was quick and easy without any buffer. The customer service has been faultless and the app is brilliant. I can see this company excelling and becoming the best. Reviewed on: 11th April 2023

It's amnezing

It's one of the better credit card Reviewed on: 11th April 2023

very good

zopa well help me lot thanks to zopa but want to increase my credit limit please Reviewed on: 11th April 2023

Great customer service and easy to use

Got approved quickly and not had any problems using Zopa credit card And also Great customer service, always available and very helpful with advice Reviewed on: 11th April 2023

Excellent experience

Excellent service and customer service is exceptional Reviewed on: 11th April 2023

My Zopa credit card

Very good credit card for people like me who have struggled with there credit score Reviewed on: 11th April 2023

Reliable, simplistic, helpful

App is easy to use, team is quick and helpful and the charges are decent compared to market average. I would recommend. Reviewed on: 11th April 2023

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