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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great as my credit was low

Easy application easy to use app would recommend if you are building your credit. Reviewed on: 11th April 2023

Best Credit Card issuer ever

Reasonable interest rate, customized financing options, I would 100% recommend. Reviewed on: 11th April 2023

Great product!

The whole process of getting my credit card was seamless. Amazing with communication, love it! Reviewed on: 11th April 2023

Brilliant

Nice quick and reliable.. would definitely recommend zopa Reviewed on: 11th April 2023

Excellent

Loved there service , I am really happy with their service Reviewed on: 11th April 2023

Excellent service !

Always very helpful. Excellent credit card. The app is easy to use and very useful. Thank you for everything. Reviewed on: 11th April 2023

Best credit card app

Zopa has a really great credit card app. My whole experience from application to use of card has been such a pleasant journey. Reviewed on: 11th April 2023

My review

Very helpful and easy to use letting you know if you have problems or if you need any help they are there for you. Reviewed on: 11th April 2023

Great service

No problem s at all great service definitely recommend Reviewed on: 11th April 2023

Great service and excellent customer service

I have always been treated like a VIP when I had a query Reviewed on: 11th April 2023

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