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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to use app

I use Zopa credit card and I have to say I'm extremely happy with the ease of use and reliability of the app. Its clear, quick and simple to use. Recommend! Reviewed on: 11th April 2023

Amazing!

Fantastic card, the app is easy to use and the payments are very manageable, all in all I’m very happy with mine :) Reviewed on: 11th April 2023

Easy to use

Zopa is very easy to use And they have very good credit card Reviewed on: 11th April 2023

Simple and Perfect

Simple to use and accepted in everywhere Reviewed on: 11th April 2023

Great service

Great service and app and easy to use. Reviewed on: 11th April 2023

Great Service

Great company to be apart of Would highly recommend to family and friends Reviewed on: 11th April 2023

Great as my credit was low

Easy application easy to use app would recommend if you are building your credit. Reviewed on: 11th April 2023

Best Credit Card issuer ever

Reasonable interest rate, customized financing options, I would 100% recommend. Reviewed on: 11th April 2023

Great product!

The whole process of getting my credit card was seamless. Amazing with communication, love it! Reviewed on: 11th April 2023

Brilliant

Nice quick and reliable.. would definitely recommend zopa Reviewed on: 11th April 2023

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