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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent service and great usages of card and other perks!

I Could not recommend Zopa enough! They have helped build my credit score as well as learn to manage my finances much better. Reviewed on: 11th April 2023

Excellent, easy to use, no hassle

An excellent service and a straightforward app that works properly. A credit card without hassle. Reviewed on: 11th April 2023

Excellent card from Zopa

Excellent card from Zopa, This is my first ever credit card Reviewed on: 11th April 2023

Zopa has helped a lot and they got better interest rate than others

They take very low APR rate and help in paying in small amounts Reviewed on: 11th April 2023

Ok

Good as a credit builder card. It’s been handy Reviewed on: 11th April 2023

Amazing!

Unlike other credit card companies, Zopa doesn't chase you trying to force advice down your throat. They're very easy to use and make it clear they're there to help. I love Zopa! Reviewed on: 11th April 2023

Fantastic

Zopa is the best. Best customer services. They are with me all through. Also their interest rate is good. Reviewed on: 11th April 2023

Great Credit Card

Easy to use and simple application. Use the card sensibly and credit limit is increased. Reviewed on: 11th April 2023

Very helpful

It was easy to deal with and less interest Reviewed on: 11th April 2023

Good

Rate of interest low compared to other credit cards. Reviewed on: 11th April 2023

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