Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Excellent service and great usages of card and other perks!

I Could not recommend Zopa enough! They have helped build my credit score as well as learn to manage my finances much better. Reviewed on: 11th April 2023

Excellent, easy to use, no hassle

An excellent service and a straightforward app that works properly. A credit card without hassle. Reviewed on: 11th April 2023

Excellent card from Zopa

Excellent card from Zopa, This is my first ever credit card Reviewed on: 11th April 2023

Zopa has helped a lot and they got better interest rate than others

They take very low APR rate and help in paying in small amounts Reviewed on: 11th April 2023

Ok

Good as a credit builder card. It’s been handy Reviewed on: 11th April 2023

Amazing!

Unlike other credit card companies, Zopa doesn't chase you trying to force advice down your throat. They're very easy to use and make it clear they're there to help. I love Zopa! Reviewed on: 11th April 2023

Fantastic

Zopa is the best. Best customer services. They are with me all through. Also their interest rate is good. Reviewed on: 11th April 2023

Great Credit Card

Easy to use and simple application. Use the card sensibly and credit limit is increased. Reviewed on: 11th April 2023

Very helpful

It was easy to deal with and less interest Reviewed on: 11th April 2023

Good

Rate of interest low compared to other credit cards. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from American Express 3.58 from 127 reviews
Clear Rate Platinum Credit Card
from NatWest 3.10 from 19 reviews
Zero Credit Card
from Santander 4.25 from 21 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub