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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Excellent service and support.

Great card ! Everything works well when you have questions on the service . Reviewed on: 11th April 2023

ZopaR

Prefect effortless and friendly service Reviewed on: 11th April 2023

Helpful Account

Zopa credit card has help me rebuild a chunk of poibts towards my overall credit score. Simple app makes payment easy - no complaints Reviewed on: 11th April 2023

Fantastic card provider

Fantastic card provider keeps me informed on everything i need to know very easy to deal with Reviewed on: 11th April 2023

Great company

Fantastic customer service. Great communication. Excellent problem solving Nothing ever too much trouble Easy to use product. Great app Well recommended. ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 11th April 2023

Excellent

Very good for using and track your spending but they provide  Pay that would be great Reviewed on: 11th April 2023

Easy to manage

Really easy and simple application process. Reviewed on: 11th April 2023

Excellent service and great usages of card and other perks!

I Could not recommend Zopa enough! They have helped build my credit score as well as learn to manage my finances much better. Reviewed on: 11th April 2023

Excellent, easy to use, no hassle

An excellent service and a straightforward app that works properly. A credit card without hassle. Reviewed on: 11th April 2023

Excellent card from Zopa

Excellent card from Zopa, This is my first ever credit card Reviewed on: 11th April 2023

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