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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,346 reviews, last reviewed 11th Jun 2026
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026
Tina C's avatar
Tina C

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44346)

Fantastic service

5
Would recommend this credit card Reviewed on: 11th April 2023
Russ's avatar
Russ

Very kindest personality

5
Rates good, very friendly and helpful Reviewed on: 11th April 2023
Nur Kural's avatar
Nur Kural

Lovely company

5
Would always reccomend Zopa! Ethical community lending and saving Reviewed on: 11th April 2023
Gael McKee's avatar
Gael McKee

Helpful customer service

5
Looked after me very well when I couldn't pay my monthly statement. Reviewed on: 11th April 2023
Scott Boyland's avatar
Scott Boyland

Zopa Credit Card

5
110% recommend Zopa for a Credit Card. Great company to deal with Reviewed on: 11th April 2023
Rob Marchant's avatar
Rob Marchant

Excellent service and support.

5
Great card ! Everything works well when you have questions on the service . Reviewed on: 11th April 2023
Eric Green's avatar
Eric Green

ZopaR

5
Prefect effortless and friendly service Reviewed on: 11th April 2023
Timothy's avatar
Timothy

Helpful Account

5
Zopa credit card has help me rebuild a chunk of poibts towards my overall credit score. Simple app makes payment easy - no complaints Reviewed on: 11th April 2023
Giles Witcomb's avatar
Giles Witcomb

Fantastic card provider

5
Fantastic card provider keeps me informed on everything i need to know very easy to deal with Reviewed on: 11th April 2023
carlotta veste's avatar
carlotta veste

Great company

5
Fantastic customer service. Great communication. Excellent problem solving Nothing ever too much trouble Easy to use product. Great app Well recommended. ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 11th April 2023
Hilary Patricia's avatar
Hilary Patricia

Review Zopa: Credit card now

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