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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Best company

In the service and attention for give at chance to everyone for have credit card. We'll done Reviewed on: 11th April 2023

outstanding

one of the best credit cards ive been with, easy application, easy app to use and great ways to control your money! Reviewed on: 11th April 2023

Fantastic

Easy to use and access through the app, never an issue. Reviewed on: 11th April 2023

Zopa have provided me an opportunity to rebuild my credit score

Zopa have provided me with a credit card that has helped me grow my credit score; my "financial" life has changed beyond all recognition; the card Zopa provided was at an excellent APR and easily manageable. Thank upi. Reviewed on: 11th April 2023

Zopa the company to trust

Zopa have trusted me with a credit card and they don't push to hard to get it paid off. They remind me by text or email about when and how much has to be paid every month,and are always on the other end of the phone to help with any situation. Reviewed on: 11th April 2023

Fantastic service

Would recommend this credit card Reviewed on: 11th April 2023

Very kindest personality

Rates good, very friendly and helpful Reviewed on: 11th April 2023

Lovely company

Would always reccomend Zopa! Ethical community lending and saving Reviewed on: 11th April 2023

Helpful customer service

Looked after me very well when I couldn't pay my monthly statement. Reviewed on: 11th April 2023

Zopa Credit Card

110% recommend Zopa for a Credit Card. Great company to deal with Reviewed on: 11th April 2023

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