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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44346 reviews)

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4.87

Based on 44,346 reviews, last reviewed 11th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44346)

Top credit card

Easy to apply, good clear instructions Reviewed on: 11th April 2023

First Class

First class product and service provider. Reviewed on: 11th April 2023

Amazing

Had no issues with Zopa since been with them and have great communication and customer services if needed, would recommend Reviewed on: 11th April 2023

Credit card

This is excellent and os fast Reviewed on: 11th April 2023

Invaluable

For someone with not a great credit rating Zopa has been a great help Reviewed on: 11th April 2023

Best company

In the service and attention for give at chance to everyone for have credit card. We'll done Reviewed on: 11th April 2023

outstanding

one of the best credit cards ive been with, easy application, easy app to use and great ways to control your money! Reviewed on: 11th April 2023

Fantastic

Easy to use and access through the app, never an issue. Reviewed on: 11th April 2023

Zopa have provided me an opportunity to rebuild my credit score

Zopa have provided me with a credit card that has helped me grow my credit score; my "financial" life has changed beyond all recognition; the card Zopa provided was at an excellent APR and easily manageable. Thank upi. Reviewed on: 11th April 2023

Zopa the company to trust

Zopa have trusted me with a credit card and they don't push to hard to get it paid off. They remind me by text or email about when and how much has to be paid every month,and are always on the other end of the phone to help with any situation. Reviewed on: 11th April 2023

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