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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Outstanding

Zopa is a really reliable and trust worthy credit card , the online access is super easy which makes it so simple to pay back what is owed from your balance , they frequently give updates on whether or not your credit limit can go up, overall it is great and I would recommend. Reviewed on: 11th April 2023

So easy to use

Ver easy experience to use.Customer support is fantastic.Always use Zopa with confidence. Reviewed on: 11th April 2023

Easy application

Easy application and good service Great with updates Reviewed on: 11th April 2023

Great

Very good very easy Ashwell good customer service Reviewed on: 11th April 2023

Responsible lender

Zopa provide a carefully managed and informative service. Responsible lending with a range of functions via their app. Woukk oh d definitely recommend. Reviewed on: 11th April 2023

Top credit card

Easy to apply, good clear instructions Reviewed on: 11th April 2023

First Class

First class product and service provider. Reviewed on: 11th April 2023

Amazing

Had no issues with Zopa since been with them and have great communication and customer services if needed, would recommend Reviewed on: 11th April 2023

Credit card

This is excellent and os fast Reviewed on: 11th April 2023

Invaluable

For someone with not a great credit rating Zopa has been a great help Reviewed on: 11th April 2023

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