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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44346 reviews)

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4.87

Based on 44,346 reviews, last reviewed 11th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44346)

Best credit card

I love it because is the best credit card in the world Reviewed on: 11th April 2023

Simplicity

Zopa has made everything easy to use with credit card insights to see what affects your scores down to having all its products in the same app Reviewed on: 11th April 2023

The best

Excellent service customer service is on point Reviewed on: 11th April 2023

Great company

Had a credit card with zopa for little over a year...great experience overall easy to keep track with the app Reviewed on: 11th April 2023

Excellent Credit Card Provider

I've been with Zopa for over a year now they are a very good credit card provider with excellent customer service. I would recommend Zopa to anyone Reviewed on: 11th April 2023

Outstanding

Zopa is a really reliable and trust worthy credit card , the online access is super easy which makes it so simple to pay back what is owed from your balance , they frequently give updates on whether or not your credit limit can go up, overall it is great and I would recommend. Reviewed on: 11th April 2023

So easy to use

Ver easy experience to use.Customer support is fantastic.Always use Zopa with confidence. Reviewed on: 11th April 2023

Easy application

Easy application and good service Great with updates Reviewed on: 11th April 2023

Great

Very good very easy Ashwell good customer service Reviewed on: 11th April 2023

Responsible lender

Zopa provide a carefully managed and informative service. Responsible lending with a range of functions via their app. Woukk oh d definitely recommend. Reviewed on: 11th April 2023

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