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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,346 reviews, last reviewed 11th Jun 2026
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026
Tina C's avatar
Tina C

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44346)

Excellent card and app

5
App is easy to use, card is great for building my credit score. Really like how they help you to see how you can improve with your credit score and the different services they over. Like a one stop shop. Overall I’m happy with it. Reviewed on: 11th April 2023
Julett Adenusi's avatar
Julett Adenusi

Excellent company

5
Never have any issues with this provider Reviewed on: 11th April 2023
Andy C's avatar
Andy C

100% recommend

5
Zopa credit card was easy application, fast process and helpful staff on hand if needed, also Zopa keep you in the picture about your credit and helpful tips how to keep your credit score healthy Reviewed on: 11th April 2023
Karon's avatar
Karon

Zopa

5
Easy to join access and app is simple Reviewed on: 11th April 2023
Kayleah's avatar
Kayleah

Card & app friendly

5
Great app with card , easy to use & self explanatory Reviewed on: 11th April 2023
Rob's avatar
Rob

Simple

5
Simple to use, handy app that's easy to use, good all round provider. Reviewed on: 11th April 2023
Jason Thornley's avatar
Jason Thornley

Really great!

5
Really helpful service, love the credit cushion feature which allows me to limit my spending. Really easy process too and the app is very accessible. Keep up the good work! Reviewed on: 11th April 2023
Heather Deal's avatar
Heather Deal

Best first credit card

5
The card is great for leaning how to manage your credit file Reviewed on: 11th April 2023
Callum Grierson's avatar
Callum Grierson

Easy Experience

5
Overall, easy and no nonsense credit card.. App is easy to use and navigate, payments easy to make. I think it is one of the best ones on the market :) Reviewed on: 11th April 2023
Hunnidew's avatar
Hunnidew

Excellent company

5
Excellent company and customer service very caring and easy to deal with I would recommend to everyone Reviewed on: 11th April 2023
David Edmunds 's avatar
David Edmunds

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