Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44346 reviews)

View other Zopa products

4.87

Based on 44,346 reviews, last reviewed 11th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44346)

Credit card

I found the experience of applying for a credit card very easy. Zopa is quick to update me on any changes, and they also reply quickly if I have a query. Good service and polite staff. Reviewed on: 11th April 2023

The best credit card ever!

Low interest, you can pay back as much as you want in between the minimum amount or more, depending on the pay. Zopa its the best credit card ever! Reviewed on: 11th April 2023

Fabulous

Great service good product good app have had no problems at all with this product and would recommend it to anyone who has a low credit score Reviewed on: 11th April 2023

Best credit card

Easy to use and have had no problems since using their services Reviewed on: 11th April 2023

Great credit building card

Recommend this to anyone building there credit Reviewed on: 11th April 2023

Amazing help

This card gives me the freedom to use my card anywere in any type of emergency its a great deal. Reviewed on: 11th April 2023

Easy application

Really easy app to use ...quick service.. Reviewed on: 11th April 2023

Best credit card iv had

Never had any issues with them. Fab credit card company Reviewed on: 11th April 2023

Ease of use

Great communication, fantastic app, and very easy to manage. Customer service when I have had to use it has also been very good and easy to navigate Reviewed on: 11th April 2023

Great

Really great card. It's easy to see where I am and also make payments. I'm kept upto date and I never go over my limit because of the notifications. Just great all round Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from RBS 4.08 from 8 reviews
Credit card
from Yonder 4.85 from 952 reviews
Everyday Credit Card
from Santander 4.18 from 25 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69088 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub