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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great customer service always there to help

When I rang I was given excellent customer service and very intentive to my situation Reviewed on: 11th April 2023

Expensive

High interest rates on this card. Cannot manage online, and you are forced to download the app Reviewed on: 11th April 2023

Excellent fabulous.

Great company for credit cards that I ever had. Reviewed on: 11th April 2023

Great credit card

I’ve had this credit card for about a year now and I love it. The app alongside it makes it really easy to use and keep up to date with payments ect. The interest instant too bad the monkey repayments are never that high Reviewed on: 11th April 2023

Awesome

Just…Awesome, but I need to make this 32 characters or more, so I will just say….Awesome Reviewed on: 11th April 2023

Awesome service

First class card great app easy to use Reviewed on: 11th April 2023

A great credit card

I like my zopa card and it's easy to use and would recommend to anyone to apply for one Reviewed on: 11th April 2023

Ok

I am very satisfied. I have had this card for some time and it has helped me a lot Reviewed on: 11th April 2023

Simplicity at its finest

I have really enjoyed my zopa journey so far. I find the app exceptionally easy to use and the customer service team very helpful and understanding. I would definitely recommend zopa to a friend and I'm looking forward to continuing my experience with them. Reviewed on: 11th April 2023

Credit cards

Great credit card and builds up your credit rating Reviewed on: 11th April 2023

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