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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44346 reviews)

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4.87

Based on 44,346 reviews, last reviewed 11th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44346)

Awesome service

First class card great app easy to use Reviewed on: 11th April 2023

A great credit card

I like my zopa card and it's easy to use and would recommend to anyone to apply for one Reviewed on: 11th April 2023

Ok

I am very satisfied. I have had this card for some time and it has helped me a lot Reviewed on: 11th April 2023

Simplicity at its finest

I have really enjoyed my zopa journey so far. I find the app exceptionally easy to use and the customer service team very helpful and understanding. I would definitely recommend zopa to a friend and I'm looking forward to continuing my experience with them. Reviewed on: 11th April 2023

Credit cards

Great credit card and builds up your credit rating Reviewed on: 11th April 2023

Efficient credit

From the moment of application credit is provided and administered with no fuss and life saving at the time! Highly recommended to everyone. Reviewed on: 11th April 2023

Credit card absolutely brilliant for building bad credit history

Fantastic service would recommend to anyone looking to build your credit back up very helpful and understanding Reviewed on: 11th April 2023

Amazing

Amazing credit card, simple to use, great customer service and great app for this credit card! Reviewed on: 11th April 2023

Super Zopa!!!

Zopa!! Unforgettable great name for a bank!! Great customer service team!! Everyone needs Zopa in their lives!!! Reviewed on: 11th April 2023

Credit rebuild

Zopa really have have helped me rebuild my credit and finances and ultimately helped me achieve some life goals. Reviewed on: 11th April 2023

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