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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

The first credit card wich I made .

Zopa is the first credit card which I made , is very good and easy to apply and to is the card . Costumer service are also very kind :) Reviewed on: 11th April 2023

Best credit card provider

Amazing credit card provider, never any problems with them Reviewed on: 11th April 2023

Easy peasy

Seemless experience online. Great interface. Good communication. Reviewed on: 11th April 2023

Excellent service

Have received excellent service from this provider and would happily recommend them to my family. Reviewed on: 11th April 2023

Back on the credit ladder

Easy to apply for great app to help you keep on top of your spending and repayments nice to start building my credit score again Reviewed on: 11th April 2023

Great communication

Really good lender. Keep you up to date with everything Reviewed on: 11th April 2023

Zopa is the best

Zopa is the best credit card provider I used, very easy to apply and use, if there is any problem customer service is always happy to help Reviewed on: 11th April 2023

Great service and support

Been using for a while now and never had a problem great rates and service/support Thanks Reviewed on: 11th April 2023

Best Service

Best among the other providers with low Apr Reviewed on: 11th April 2023

The best ever

Always help you in the hard time! Reviewed on: 11th April 2023

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