Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44346 reviews)

View other Zopa products

4.87

Based on 44,346 reviews, last reviewed 11th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44346)

Great communication

Really good lender. Keep you up to date with everything Reviewed on: 11th April 2023

Zopa is the best

Zopa is the best credit card provider I used, very easy to apply and use, if there is any problem customer service is always happy to help Reviewed on: 11th April 2023

Great service and support

Been using for a while now and never had a problem great rates and service/support Thanks Reviewed on: 11th April 2023

Best Service

Best among the other providers with low Apr Reviewed on: 11th April 2023

The best ever

Always help you in the hard time! Reviewed on: 11th April 2023

Great customer service always there to help

When I rang I was given excellent customer service and very intentive to my situation Reviewed on: 11th April 2023

Expensive

High interest rates on this card. Cannot manage online, and you are forced to download the app Reviewed on: 11th April 2023

Excellent fabulous.

Great company for credit cards that I ever had. Reviewed on: 11th April 2023

Great credit card

I’ve had this credit card for about a year now and I love it. The app alongside it makes it really easy to use and keep up to date with payments ect. The interest instant too bad the monkey repayments are never that high Reviewed on: 11th April 2023

Awesome

Just…Awesome, but I need to make this 32 characters or more, so I will just say….Awesome Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Card
from first direct 4.23 from 9 reviews
Hilton Honors Credit Card
from Barclaycard 4.10 from 11 reviews
Nectar Credit Card
from Sainsburys Bank 3.65 from 97 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69088 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub