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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44346 reviews)

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4.87

Based on 44,346 reviews, last reviewed 11th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44346)

Easy to apply

Useful reminder on a monthly basis regarding upcoming payment and balance Reviewed on: 11th April 2023

Credit card

Easy to use app and easy to make a payment whenever you want Reviewed on: 11th April 2023

Highly recommended

Really helpful and brilliant excellent customer service Reviewed on: 11th April 2023

Amazing customer service, goof interest rates

By far one of the best when it comes to customer service and interest rates for bad credit Reviewed on: 11th April 2023

THE BUSINESS

Zoo provide a immaculate smooth and caring service with on hand help any time needed they are so supportive with everything Reviewed on: 11th April 2023

The first credit card wich I made .

Zopa is the first credit card which I made , is very good and easy to apply and to is the card . Costumer service are also very kind :) Reviewed on: 11th April 2023

Best credit card provider

Amazing credit card provider, never any problems with them Reviewed on: 11th April 2023

Easy peasy

Seemless experience online. Great interface. Good communication. Reviewed on: 11th April 2023

Excellent service

Have received excellent service from this provider and would happily recommend them to my family. Reviewed on: 11th April 2023

Back on the credit ladder

Easy to apply for great app to help you keep on top of your spending and repayments nice to start building my credit score again Reviewed on: 11th April 2023

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