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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Zopa has helped a lot and they got better interest rate than others

They take very low APR rate and help in paying in small amounts Reviewed on: 11th April 2023

Ok

Good as a credit builder card. It’s been handy Reviewed on: 11th April 2023

Amazing!

Unlike other credit card companies, Zopa doesn't chase you trying to force advice down your throat. They're very easy to use and make it clear they're there to help. I love Zopa! Reviewed on: 11th April 2023

Fantastic

Zopa is the best. Best customer services. They are with me all through. Also their interest rate is good. Reviewed on: 11th April 2023

Great Credit Card

Easy to use and simple application. Use the card sensibly and credit limit is increased. Reviewed on: 11th April 2023

Very helpful

It was easy to deal with and less interest Reviewed on: 11th April 2023

Good

Rate of interest low compared to other credit cards. Reviewed on: 11th April 2023

Good credit card

It’s very good to use your credit card Reviewed on: 11th April 2023

Great service

Zopa have been excellent and created for me incredible value and service excellence Reviewed on: 11th April 2023

Everything about my card I love

Zopa keep me touch with everthing that happens with my card Reviewed on: 11th April 2023

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