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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Good credit card

It’s very good to use your credit card Reviewed on: 11th April 2023

Great service

Zopa have been excellent and created for me incredible value and service excellence Reviewed on: 11th April 2023

Everything about my card I love

Zopa keep me touch with everthing that happens with my card Reviewed on: 11th April 2023

Credit card

Good credit card . I'd recommend Reviewed on: 11th April 2023

Amazing!

Had the best experience with my zopa credit card, affordable monthly payments, always in the know with regular email contact, would definitely recommend Reviewed on: 11th April 2023

Very good credit card

Good overall service had no problems with them Reviewed on: 11th April 2023

Mr D Bates

Brilliant service and the app is perfect also Reviewed on: 11th April 2023

Very easy

They are friendly, easy to contact. The app is easy to use Reviewed on: 11th April 2023

Great Company

Really good company. Easy to talk too and extremely helpful. Would recommend this company to all my family and friends. Looking forward to continuing my experience with Zopa over the coming years. Reviewed on: 11th April 2023

Easy, simple to manage and setup

Great app, reasonable Apr and great support Reviewed on: 11th April 2023

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