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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good credit card

It’s very good to use your credit card Reviewed on: 11th April 2023

Great service

Zopa have been excellent and created for me incredible value and service excellence Reviewed on: 11th April 2023

Everything about my card I love

Zopa keep me touch with everthing that happens with my card Reviewed on: 11th April 2023

Credit card

Good credit card . I'd recommend Reviewed on: 11th April 2023

Amazing!

Had the best experience with my zopa credit card, affordable monthly payments, always in the know with regular email contact, would definitely recommend Reviewed on: 11th April 2023

Very good credit card

Good overall service had no problems with them Reviewed on: 11th April 2023

Mr D Bates

Brilliant service and the app is perfect also Reviewed on: 11th April 2023

Very easy

They are friendly, easy to contact. The app is easy to use Reviewed on: 11th April 2023

Great Company

Really good company. Easy to talk too and extremely helpful. Would recommend this company to all my family and friends. Looking forward to continuing my experience with Zopa over the coming years. Reviewed on: 11th April 2023

Easy, simple to manage and setup

Great app, reasonable Apr and great support Reviewed on: 11th April 2023

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