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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Best credit card to have

Your very supported and clear terms and payments Reviewed on: 11th April 2023

Lovely company

Easy to apply and easy to use app Reviewed on: 11th April 2023

Great card and customer service

A company with great customer service and fair repayments so great company Reviewed on: 11th April 2023

Helped me

Zopa has helped me whenni couldn't find help elsewhere Reviewed on: 11th April 2023

good credit card

application was easy and got answer quickly, credit increase because of good payments was a bonus Reviewed on: 11th April 2023

Great credit card

Great credit card highly recommended Reviewed on: 11th April 2023

Simple

Easy to sign up to, easy in app control and everything made clear and accessible. Reviewed on: 11th April 2023

Very fair honest company

Always have a great communication with anything ineed to discuss Reviewed on: 11th April 2023

Great product

Great service and so helpful if you have any problems they'll help you with anything Reviewed on: 11th April 2023

Amazing

Gave me a good credit limit and very easy to use the app Reviewed on: 11th April 2023

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