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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Best credit card to have

Your very supported and clear terms and payments Reviewed on: 11th April 2023

Lovely company

Easy to apply and easy to use app Reviewed on: 11th April 2023

Great card and customer service

A company with great customer service and fair repayments so great company Reviewed on: 11th April 2023

Helped me

Zopa has helped me whenni couldn't find help elsewhere Reviewed on: 11th April 2023

good credit card

application was easy and got answer quickly, credit increase because of good payments was a bonus Reviewed on: 11th April 2023

Great credit card

Great credit card highly recommended Reviewed on: 11th April 2023

Simple

Easy to sign up to, easy in app control and everything made clear and accessible. Reviewed on: 11th April 2023

Very fair honest company

Always have a great communication with anything ineed to discuss Reviewed on: 11th April 2023

Great product

Great service and so helpful if you have any problems they'll help you with anything Reviewed on: 11th April 2023

Amazing

Gave me a good credit limit and very easy to use the app Reviewed on: 11th April 2023

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