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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Easy to use

I love the app. Everything is so easy to use and when ever I have had any problems they have always been sorted straight away. Thank you for your service Reviewed on: 11th April 2023

Excellent

Excellent Company and Card for credit building. Very easy to use App and brilliant Customer service Reviewed on: 11th April 2023

Easy to Use - A1 Customer Service

The App is very easy to use , everything is there that you need to access your account and card details , very professional customer service , would recommend any Zopa product to friends and family Reviewed on: 11th April 2023

Very happy with Zopa

Since I've been with zopa never had any problems. Any questions needing answered is always fast and efficient and don't talk to a computer but a real person Reviewed on: 11th April 2023

Great credit card provider

I struggled to get a credit card but Zopa came through and I’ve been so impressed with their customer service and user friendly app. Highly recommend. Reviewed on: 11th April 2023

great company

zoopa is very great product i love it Reviewed on: 11th April 2023

Moral company

User friendly app, additional useful services offered. Only provide a credit limit that you can afford. Reviewed on: 11th April 2023

Easy to use app

Easy to use app with extra features Reviewed on: 11th April 2023

Excellent service

No problems at all with this credit provider excellent service Reviewed on: 11th April 2023

Good for building credit score

Would highly recommend this company especially for credit building Reviewed on: 11th April 2023

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