Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Great credit card

It’s been an easy experience with signing up, to getting accepted and then paying for my first month. I would definitely recommend Zopa to my family and friends. Reviewed on: 11th April 2023

Amazing credit card

This credit card is amazing and it’s helped me build my credit. Reviewed on: 11th April 2023

Brilliant

What an excellent credit card company. Keeps you updated on changes etc. i would recommend this card to all of my friends who by any chance looking for a great credit card. Reviewed on: 11th April 2023

Easy to use

I love the app. Everything is so easy to use and when ever I have had any problems they have always been sorted straight away. Thank you for your service Reviewed on: 11th April 2023

Excellent

Excellent Company and Card for credit building. Very easy to use App and brilliant Customer service Reviewed on: 11th April 2023

Easy to Use - A1 Customer Service

The App is very easy to use , everything is there that you need to access your account and card details , very professional customer service , would recommend any Zopa product to friends and family Reviewed on: 11th April 2023

Very happy with Zopa

Since I've been with zopa never had any problems. Any questions needing answered is always fast and efficient and don't talk to a computer but a real person Reviewed on: 11th April 2023

Great credit card provider

I struggled to get a credit card but Zopa came through and I’ve been so impressed with their customer service and user friendly app. Highly recommend. Reviewed on: 11th April 2023

great company

zoopa is very great product i love it Reviewed on: 11th April 2023

Moral company

User friendly app, additional useful services offered. Only provide a credit limit that you can afford. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Post Office 3.46 from 115 reviews
Zero Credit Card
from Santander 4.25 from 21 reviews
Bip Credit Card
from NewDay 4.78 from 2286 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub