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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Always reliable

Always work, even when not enough credit. Reviewed on: 11th April 2023

10/10

Glad I found it on internet, app easy to use, all notifications I need Reviewed on: 11th April 2023

Professional service and easy to use

This card was easy to apply for , they was very professional in my application, very understanding and was extremely helpful Reviewed on: 11th April 2023

Zopa is great

Zopa credit card was really easy to join, really easy to understand and really easy to top up. The zopa card is the whole package. Keep doing what your doing. Reviewed on: 11th April 2023

Excellent credit card company

I've been using the zopa credit card for a while now, and it's been great. It's widely acceptable, I have not had it declined by any vendor so far and they offered me a credit limit upgrade which I wanted. Well done Zopa! Reviewed on: 11th April 2023

300

Good customer service and always willing to help in any situation Reviewed on: 11th April 2023

Amazing company

I opened my credit account last year with Zopa and I can truthfully say I have never had a problem with this company and I would definitely recommend to friends and family Reviewed on: 11th April 2023

Great way to manage finances

Decent app helps to manage my money well Reviewed on: 11th April 2023

All you want from a credit card

From start to finish an excellent service and the best card I havem Reviewed on: 11th April 2023

Best credit card provider

My credit score wad not great. Zopa trye with a credit card start from an affordable amount then assess me. They increased my amount within 6 months. I found the interest fee affordable. They are transparent and easy to access . Reviewed on: 11th April 2023

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