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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Fabulous service

I prefer using the Zopa credit card services because they offer rapid payment alternatives and will raise the amount if we use it frequently. I adore the zopa because of this. Reviewed on: 11th April 2023

Easy to use, no fuss, great customer service

Easy to apply and use throughout, customer service is fab and a great way to boost your credit score! Reviewed on: 11th April 2023

Easy credit card

Very easy to manage no late fees, have a app so manage all from there. Reviewed on: 11th April 2023

Helpful and understandable

Great company. Easy and quick to use. Easy to contact and help straight away Reviewed on: 11th April 2023

best credit card

Zopa is best credit as as they have fair rate of Interest and no fees for overseas transactions. Best card for traveling abroad as well. Reviewed on: 11th April 2023

Easy to setup and use

Applying, receiving and using your Zopa card is extremely simple and easy Reviewed on: 11th April 2023

David

I have been with Zopa for over a year now and never had any problems. Always very helpful if needed I would fully recommend Zopa Reviewed on: 11th April 2023

Loving yhe freedom zopa gives me

Easy to use good updates zopa gives me financial freedom when I need it Reviewed on: 11th April 2023

No Nonsense Zopa!

Straight forward and quick to respond to requests. A breath of fresh air. Thank you Reviewed on: 11th April 2023

Best banking services I ever seen

I’m more than happy to be an Zopa customer. I’m already having 2 years with them and there was not time when they haven’t been able to help me . Recommend them for sure Reviewed on: 11th April 2023

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