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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Fantastic company

Zopa are a great company and a great listening staff Reviewed on: 11th April 2023

Awesome credit money plan

Nothing but comfort credit card, easy to use every time and great customer service Reviewed on: 11th April 2023

Zopa credit card

Used this credit card for over a year now and wouldn't choose any other company, simple and easy to use. The staff at Zopa are always happy to help. Will continue using them for years to come Reviewed on: 11th April 2023

Sterling Work

Excellent credit card just what I was looking for. Reviewed on: 11th April 2023

Good value

Fantastic value low Apr always there ti help Reviewed on: 11th April 2023

Excellent service

Always there to help when needed, highly recommended Reviewed on: 11th April 2023

Best Credit Card Ever

I have to say I was sceptical about using Zopa having never heard of them but they’ve been the best really easy application process my card arrived after 2 days!! Which is the quickest ever and there app makes it so easy to pay and track your statements Reviewed on: 11th April 2023

Fabulous service

I prefer using the Zopa credit card services because they offer rapid payment alternatives and will raise the amount if we use it frequently. I adore the zopa because of this. Reviewed on: 11th April 2023

Easy to use, no fuss, great customer service

Easy to apply and use throughout, customer service is fab and a great way to boost your credit score! Reviewed on: 11th April 2023

Easy credit card

Very easy to manage no late fees, have a app so manage all from there. Reviewed on: 11th April 2023

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