Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Easily managed credit

Easily manageable credit amount, reviewed offer Reviewed on: 11th April 2023

Top Drawer

The website is easy to use everything is explained, Even I a 64 yr old technophobe followed everything very easily. Reviewed on: 11th April 2023

Company you can trust

Zopa keep you on track, easy company easy app Reviewed on: 11th April 2023

Fantastic company

Zopa are a great company and a great listening staff Reviewed on: 11th April 2023

Awesome credit money plan

Nothing but comfort credit card, easy to use every time and great customer service Reviewed on: 11th April 2023

Zopa credit card

Used this credit card for over a year now and wouldn't choose any other company, simple and easy to use. The staff at Zopa are always happy to help. Will continue using them for years to come Reviewed on: 11th April 2023

Sterling Work

Excellent credit card just what I was looking for. Reviewed on: 11th April 2023

Good value

Fantastic value low Apr always there ti help Reviewed on: 11th April 2023

Excellent service

Always there to help when needed, highly recommended Reviewed on: 11th April 2023

Best Credit Card Ever

I have to say I was sceptical about using Zopa having never heard of them but they’ve been the best really easy application process my card arrived after 2 days!! Which is the quickest ever and there app makes it so easy to pay and track your statements Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from The Co-operative Bank 3.46 from 35 reviews
Purchase Credit Card
from Halifax 3.48 from 19 reviews
Clear Rate Platinum Credit Card
from NatWest 3.10 from 19 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub