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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great company, easy to use and understand.

Great company, easy to use and understand. Great app. Help there when you need. Fantastic Reviewed on: 6th March 2026

I have no complaints at all and wouldn't hesitate to...

I have no complaints at all and wouldn't hesitate to recommend you to all my friends and family thank you Reviewed on: 6th March 2026

Helped with credit building and giving me a chance t...

Helped with credit building and giving me a chance to sort my finances Reviewed on: 6th March 2026

Brilliant, I would highly recommend this company .

Brilliant, I would highly recommend this company . I have credit cards and have never had any issue with them Reviewed on: 6th March 2026

Quick, simply done & informative

Quick, simply done & informative Reviewed on: 6th March 2026

No issues and used there service for years

Used zopa for a number of years and had any issues. App is so easy to use and very reliable. I would recommend Reviewed on: 6th March 2026

A good understanding of their clients

Rates could be a little bit lower, bur good customer service Reviewed on: 6th March 2026

Easy to use, especially with the app

Easy to use, especially with the app Reviewed on: 6th March 2026

A quick and responsive credit card account.

A quick and responsive credit card account. Debits and credits are quick to post and refunds are just as quick. I am really pleased with Zopa and would recommend them to friends and family. Reviewed on: 6th March 2026

I contacted Zopa regarding strange activity on my ac...

I contacted Zopa regarding strange activity on my account, the agent that dealt with my enquiry was very efficient in sorting out the problem. I’ve had no other issues in dealing with Zopa, a good company to deal with. Reviewed on: 6th March 2026

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