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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43489 reviews)

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4.94

Based on 43,489 reviews, last reviewed 18th Mar 2026

155500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

So far so good very helpful in every way So far so good very helpful in every way Reviewed on: 18th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43489)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great card would recommend it to family and friends

Great card would recommend it to family and friends Reviewed on: 15th January 2026

I'm verry happy with the bank Excellent bank and ver...

I'm verry happy with the bank Excellent bank and verry reliable Verry good rates and verry good assistance and I recomand this bank Is the best Reviewed on: 15th January 2026

Zopa the no hassle credit card.

I am new to Zopa however, so far it’s been a joy to have the card. I can use it anywhere and because I have the app I can just pay it off with no hassle. It’s brilliant and I feel lucky to have it, as it has be helped me out a lot. Reviewed on: 15th January 2026

Good card easy to use

The card is easy to use on line ,I’m nearly 70 .And find it easy to use and good and helpful website. Reviewed on: 15th January 2026

No problems with Zopa

I have never had a problem with Zopa, and the app is so easy to use :) Reviewed on: 15th January 2026

Safe secure clear app

Efficient Kept informed by email of changes statement updates. App easy to use clear instructions. Reviewed on: 15th January 2026

Having been with Zopa for quite a while, both with a...

Having been with Zopa for quite a while, both with a loan and a credit card, I find their information platform excellent. Always know exactly where you are with any product. Updates on spending is daily. I’ve been round the block with finances, Zopa is up there with the best. Reviewed on: 15th January 2026

I got a car on finance and also a credit card card f...

I got a car on finance and also a credit card card from Zopa and very happy with them Reviewed on: 15th January 2026

Simplicity perfected

Ever since getting a Zopa card, everything has been transparent, simple and open. No problems, no hidden conditions just straightforward and wonderful customer journey. Reviewed on: 15th January 2026

Zopa is sensible with borrowing funds.

Zopa is sensible with borrowing funds. A company that dosnt throw credit at you to get you into debt. A company I trust. Which is very important when lending money Reviewed on: 15th January 2026

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