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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Would recommend

No hidden fees and clear from the start. Reviewed on: 11th April 2023

Najlepiej z Zopa

Poszukiwałem karty odpowiedniej dla mnie. To jest Zopa. Pełna satysfakcja. Reviewed on: 11th April 2023

Just works easily

This company knows how to operate credit cards easy no hassle stress free app and banking 5 stars from me Reviewed on: 11th April 2023

Great service.

Great service, friendly and efficient. Reviewed on: 11th April 2023

Great company to use.

Always very helpful. Very quick to respond to questions. Fab customer service Reviewed on: 11th April 2023

Amazing credit card!

Helps boost credit! Amazing! Would highly recommend and they make it Manageable Reviewed on: 11th April 2023

Easy to use and keeps me up to date with my spending

Very easy to use phone app keeps me in control - easy to repay and to over pay with useful updates from time to time. Overall a very good experience with Zopa. Reviewed on: 11th April 2023

Brilliant app

So easy to use and great card benefits Reviewed on: 11th April 2023

Great card

Great card and easily accessible Reviewed on: 11th April 2023

Perfect credit card

Zopa keeps me update via the app which allows me to look at all services they provide support etc. They keep me updated via email, perfect company. Reviewed on: 11th April 2023

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