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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Happy

I'm quite happy customer,the only interest rate is a bit more then a expect. Reviewed on: 11th April 2023

Easy to understand

The app is clear and easy to keep track of spending and payment Reviewed on: 11th April 2023

Excellent

Excellent service and products. Reviewed on: 11th April 2023

Changed my life

Thanks for helping get my credit back on track, I honestly can’t thanks you enough, using the card has helped my life & financially helped me gain a good credit system again. Your sincerely Mr. K N Garvey Reviewed on: 11th April 2023

Easy and safe

Great company easy to use no hassle what so ever thank you Reviewed on: 11th April 2023

Wonderful

Lovely with this credit card Had no problems Reviewed on: 11th April 2023

Simply the best

Helpful staff easy to use app, highly recommended Reviewed on: 11th April 2023

FANTASTIC COMPANY SIMPLE TO USE

Very easy to bank via the app. Great customer support and contact. Highly recommend Reviewed on: 11th April 2023

Brilliant

Great service great app would definitely recommend Reviewed on: 11th April 2023

Great service

Always helping and always great customer service Reviewed on: 11th April 2023

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