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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Good card

It’s a best card for building credit history Reviewed on: 11th April 2023

Card

Very good to build your credit score up Reviewed on: 11th April 2023

Amazing product

Really simple and straightforward product the app is really slick and easy to navigate. Reviewed on: 11th April 2023

Upcoming Best CreditCard Provider

Best Supporting provider who are really easy to use and have zero issues with the service Reviewed on: 11th April 2023

Simple and clear

This app is so simple to use and their credit and suggestions are so helpful. Reviewed on: 11th April 2023

Amazing contact and polite service

Zopa is always very informative and quick in responding. I have never had an issue whilst having a credit card with them and would recommend them to everyone i know and more! Reviewed on: 11th April 2023

Amazing

Always on the ball, never had a single problem with them or the service. Everything is clear and simple to understand and best of all low fees. I would highly recommend to absolutely anyone. Thank you team ZOPA Reviewed on: 11th April 2023

Professional and well developed

Using my Zopa credit card is easy, practical and what you see is what you get. It's so easy to go in and use the app and communication is so reliable. Just such a great service! Reviewed on: 11th April 2023

Awesome

Quick and easy to apply can not fault them Reviewed on: 11th April 2023

Great provider

Helped me get a better credit rating. Gives me the limit increases that I needed. App is very easy to navigate. Reviewed on: 11th April 2023

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