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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Best card

5
This is the best company I have been with Reviewed on: 11th April 2023
Stuart 's avatar
Stuart

Excellent

5
Zopa credit card really helpful in terms of shopping especially when you run out of cash Reviewed on: 11th April 2023
Sharmila La Cruz's avatar
Sharmila La Cruz

Excellent provider

5
Excellent credit card provider, the app is easy to use and reminders are set for when payments are due, you are also able to set a credit cushion which is a very helpful feature, have already recommended to several friends Reviewed on: 11th April 2023
Charlie Kay 's avatar
Charlie Kay

Great service

5
Super CC that offers flexibility and follows base rate changes so you are never over charged Reviewed on: 11th April 2023
Buzz's avatar
Buzz

Great service

5
Quick, easy and speedy service, would definitely recommend to friends and family, thank you Reviewed on: 11th April 2023
Sue Carr's avatar
Sue Carr

Great service

5
Fab credit card, easy to use and love the app Reviewed on: 11th April 2023
Kirsteen Rosie's avatar
Kirsteen Rosie

Excellent card to have

5
When your credit score weren’t good, they helped give me a credit card and build up my credit score to over 740 now from what was 260. Keep me on track and on top of my spending! Reviewed on: 11th April 2023
Hayley 's avatar
Hayley

Fantastic service, easy to use.

5
Since joining Zopa I’ve had a credit limit increase that was easy to process, used the app a lot and found it incredibly user friendly. Reviewed on: 11th April 2023
KA's avatar
KA

Reliable

5
Easy to use and set up. Very transparent with everything. Very helpful if you need information and easy to use Reviewed on: 11th April 2023
Andrew Phelps's avatar
Andrew Phelps

Very good

5
Simple and easy to use app, sensible credit limits Reviewed on: 11th April 2023
Mike Boote's avatar
Mike Boote

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