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Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44343)

Exceptional card

5
Been using my card regularly and find it very easy to use and keep control of with the app. Thank you!!! Reviewed on: 11th April 2023

Great product

5
Great product easy to use and very helpful guidance to use card Reviewed on: 11th April 2023

Great

5
Great company no problems at all Reviewed on: 11th April 2023

Really good!!

5
Quality app, clear and easy to use, my preferred card for purchases! Reviewed on: 11th April 2023

Excellent

5
Zopa have always been very easy and helpful to use Reviewed on: 11th April 2023

Great

5
Great for building your credit score Reviewed on: 11th April 2023

Credit card review

5
Very helpful staff, never had one bad experience, would definitely recommend to anyone i know Reviewed on: 11th April 2023

No problem with zopa at all

5
Not had any problems with using my card Reviewed on: 11th April 2023

Zopa is great

5
Thank you for the best service. You help me every time I need help Reviewed on: 11th April 2023

Zopa credit card

5
Fantastic App, easy to navigate and manage payments. Lits if useful advice on how to manage and improve your credit score. Reviewed on: 11th April 2023

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