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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Struggled with credit

Previously struggled with credit and accessing a credit card, however zopa took a chance on me and it's paying off! Got a modest credit limit and good Apr! If like me you have less than perfect credit give zopa a try! Reviewed on: 11th April 2023

Great credit card

Excellent credit card would recommend to everyone Reviewed on: 11th April 2023

Amazing in all aspects

Love zopa, great credit card. Overall no complaints, amazing service and great quality Reviewed on: 11th April 2023

Easy and very handy app

Easy to use and very good app that has plenty of features Reviewed on: 11th April 2023

Too Tier

They have always been helpful in any financial situation I’ve had. Great customer service when needed Reviewed on: 11th April 2023

Great company

My card with Zopa is great. App is simple to use and always accessible for support as and when required. Help ensure my finances are in line would recommend Zopa ! Reviewed on: 11th April 2023

Great!

They helped me start building my credit in a bad moment of my life so grateful! Reviewed on: 11th April 2023

Very good

They have been very easy to use, their communications are clear and honest and I haven’t had a single problem with them Reviewed on: 11th April 2023

Zopa - amazing

Great app coverage, plus the card is beautifully made. No issues using this card and keeping a check on my balance. Outstanding customer service. Reviewed on: 11th April 2023

Brilliant company

Offers loans and credit while advising on credit rating. Reviewed on: 11th April 2023

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