Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Brilliant company

Offers loans and credit while advising on credit rating. Reviewed on: 11th April 2023

Responsibility

They are very responsive, professional and easy to work with!! Reviewed on: 11th April 2023

Best card

I like to know that zopa is a best credit card Reviewed on: 11th April 2023

Credit at your convenience

Convenient and easy, with all the help offered. Reviewed on: 11th April 2023

Easy!

Very easy, user friendly products. Reviewed on: 11th April 2023

Top of their game

I found the card very useful and the service is 2nd to none as soon as I pay it immediately transfer to my account and I am very happy Reviewed on: 11th April 2023

Easy to use

Easy to use and easy to understand Reviewed on: 11th April 2023

Easy access

Very easy to navigate the app and male affordable payments Reviewed on: 11th April 2023

Great service

Super easy to call and get an answer . The app works as it should too. Reviewed on: 11th April 2023

Best provider

Great service and app, easy to use Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aqua credit cards
from NewDay 4.89 from 3309 reviews
British Airways credit card
from American Express 4.43 from 89 reviews
Initial Credit Card
from Barclaycard 4.02 from 122 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69084 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub