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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great company love it apps great in all is good been...

Great company love it apps great in all is good been with Zopa a while now had no problems Reviewed on: 15th April 2026

Brilliant

Very good loving every minute very easy to use Reviewed on: 15th April 2026

Great for foreign exchange.

Great for foreign exchange. Sends a text showing the sterling transaction cost immediately on purchases Reviewed on: 15th April 2026

ZOPA....ZEST.....THE......BEST

Excellent service., you won't get better. Reviewed on: 15th April 2026

Simple Clear and Reliable Card

I’ve had a great experience with my Zopa credit card. It’s easy to use, the app is clear and everything is straightforward with no hidden fees. I’d definitely recommend it Reviewed on: 15th April 2026

Brilliant card especially for building your credit s...

Brilliant card especially for building your credit score Reviewed on: 15th April 2026

Zopa is excellent

Zopa is excellent. They provide excellent customer service and are great with communication. Reviewed on: 15th April 2026

Customer Friendly Service

my experience with Zopa has been excellent….. the app is easily accessible and easy to manage my account on a daily basis. Zopa is clearly a customer friendly service. Thank you Reviewed on: 15th April 2026

Happy with zopa

Great so far with Zopa, very handy and helpful and the fees arent a rip off. Reviewed on: 15th April 2026

Zopa credit card is the best .

Zopa credit card is the best credit card I have ever used, no one has given me a credit card but I applied to Zopa and I got a yes straight away Reviewed on: 15th April 2026

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