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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great app

App is easy to use and very clear Reviewed on: 11th April 2023

Zopa credit card

I have a zopa credit card which I think is one of the best what I love most of all is when you make a payment it goes to your card instantly which is very useful , the app makes it easy to navigate around to find out about other services they offer . Everything is straight forward to log on and find out anything you need to know about the card. Thanks Reviewed on: 11th April 2023

Great

I have a credit card with Zopa think it’s great know when my next payment is due would receive Reviewed on: 11th April 2023

Easy Control

Great, simple App to use. Speedy transaction times, Great communication lines plus very good benefits. Highly recommended to anyone that requires a simple, accurate and clear account. Reviewed on: 11th April 2023

Great easy to use card and app

I love the ease of using Zopa, the app is great and communication fantastic ! Reviewed on: 11th April 2023

Excellent

Very easy to use,great app,very good customer service. Reviewed on: 11th April 2023

Great experience

Zopa app is convenient, the team is friendly, the process is smooth, and they understand their customer. A product you can always trust Reviewed on: 11th April 2023

No messing about

I initially started with a loan from zopa and then got a credit card at reasonable rate but over the past few years my experience with them has been great I enjoy the ease of use on the app Reviewed on: 11th April 2023

Love zopa easy to use

I think zopa is one of the best cards out there keeps you on track gives plenty of helpful tools to work with top marks for zopa I would definitely recommend to family and friends Reviewed on: 11th April 2023

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

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