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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great support

Zopa have a great app helping you see spending, but also offer eligibility for other products and and savings. Help keep keep me on top of my finances Reviewed on: 11th April 2023

Brilliant

Excellent service as always ……………………………………………… Reviewed on: 11th April 2023

Easy to use

Easy use and track spending on their app Reviewed on: 11th April 2023

Easy to use and manage

Great service and easy to use app and website. Reviewed on: 11th April 2023

Best credit card

Absolutely love this app and card. It’s brilliant. Well thought out and gives you so much information and insight into your spending and credit score. Thank you Zopa. Reviewed on: 11th April 2023

Perfect card

Perfect card to have..the app is very easy to view and gives you all info you need about your account. Reviewed on: 11th April 2023

Easy to deal with

Love the app Great communication Reviewed on: 11th April 2023

No brainer

No rip off interest rates Easy application People who listen to customers What's not to like Reviewed on: 11th April 2023

Great Company

Excellent support, easy to use app. Very happy. Reviewed on: 11th April 2023

Great provider

Easy to track and keep jote of credit limit and set a buffer so never go over Reviewed on: 11th April 2023

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