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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great service

Help when needed,,................ Reviewed on: 23rd March 2023

Outstanding

I never expected to be able to get a credit card but I applied for one with Zopa and got accepted. I only have it for emergencies but great full for it Reviewed on: 22nd March 2023

Excellent service

Zopa have an excellent team of advisors who have helped me on numerous occasions because I don’t have access to a computer, laptop or tablet. I’m also not computer literate and can find it overwhelming but the staff are friendly, polite and always explain everything to me in simple terms with patience Reviewed on: 22nd March 2023

Perfect company for loans and credit cards

Perfect company for loans and credit cards, no issues with the app. Simple usage. Reviewed on: 21st March 2023

Great Credit Card and App

Do easy to apply and set up and super easy to manage on the app. The app also has loads of other features. Reviewed on: 20th March 2023

Amazing

Zoopa has been open and honest with what they offer and supportive with their credit offer Reviewed on: 20th March 2023

Superb credit card

Fantastic card! Great for people with bad credit Reviewed on: 20th March 2023

Royal customer

Excellent service with Zopa quick decision making and understanding the needs of thier customers Reviewed on: 18th March 2023

Easy and simple to use

Very easy to manage on the app and really good customer service Reviewed on: 18th March 2023

Great credit builder

Have nothing but praise for this company very helpful and supportive easy to navigate around the app Reviewed on: 18th March 2023

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