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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Credit card

Easy application and nothing hidden, decent CC Reviewed on: 25th March 2023

Very easy and great service to use.

Great experience using zopa, comes in hand we I really need it. Reviewed on: 25th March 2023

Zopa super

Very friendly service and no matter the problem or queries very helpful company. No 1 Reviewed on: 23rd March 2023

Great service

Help when needed,,................ Reviewed on: 23rd March 2023

Outstanding

I never expected to be able to get a credit card but I applied for one with Zopa and got accepted. I only have it for emergencies but great full for it Reviewed on: 22nd March 2023

Excellent service

Zopa have an excellent team of advisors who have helped me on numerous occasions because I don’t have access to a computer, laptop or tablet. I’m also not computer literate and can find it overwhelming but the staff are friendly, polite and always explain everything to me in simple terms with patience Reviewed on: 22nd March 2023

Perfect company for loans and credit cards

Perfect company for loans and credit cards, no issues with the app. Simple usage. Reviewed on: 21st March 2023

Great Credit Card and App

Do easy to apply and set up and super easy to manage on the app. The app also has loads of other features. Reviewed on: 20th March 2023

Amazing

Zoopa has been open and honest with what they offer and supportive with their credit offer Reviewed on: 20th March 2023

Superb credit card

Fantastic card! Great for people with bad credit Reviewed on: 20th March 2023

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