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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Perfect company for loans and credit cards

Perfect company for loans and credit cards, no issues with the app. Simple usage. Reviewed on: 21st March 2023

Great Credit Card and App

Do easy to apply and set up and super easy to manage on the app. The app also has loads of other features. Reviewed on: 20th March 2023

Amazing

Zoopa has been open and honest with what they offer and supportive with their credit offer Reviewed on: 20th March 2023

Superb credit card

Fantastic card! Great for people with bad credit Reviewed on: 20th March 2023

Royal customer

Excellent service with Zopa quick decision making and understanding the needs of thier customers Reviewed on: 18th March 2023

Easy and simple to use

Very easy to manage on the app and really good customer service Reviewed on: 18th March 2023

Great credit builder

Have nothing but praise for this company very helpful and supportive easy to navigate around the app Reviewed on: 18th March 2023

Zopa credit card

Excellent service when you phone zopa app is a great tool to nanage your account Reviewed on: 18th March 2023

Brill

Superb easy and the best ive ever had Reviewed on: 18th March 2023

amazing

amazing super fanatic, best of best Reviewed on: 17th March 2023

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