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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to use bank application

Easy to use and navigate , love the Zopa application Reviewed on: 28th March 2023

Fantastic

Quick easy sign up Fantastic service Great app Reviewed on: 28th March 2023

Handy Card

Great app which is too easy to use. Reviewed on: 27th March 2023

Highly recommend

Great service, any questions I have ,send a quick message on the app and an agent gets back to me quickly, helpful team. App is easy to use. Reviewed on: 27th March 2023

Best Bank

Thank you for all your help first class in every aspect Reviewed on: 26th March 2023

Brilliant and very helpful

Couldn’t be more helpful and able to help with all my requests. Great service and five stars all round. Reviewed on: 25th March 2023

Brilliant work

Great very encouraging brilliant fantastic excellent effort to education of people of any age Reviewed on: 25th March 2023

Credit card

Easy application and nothing hidden, decent CC Reviewed on: 25th March 2023

Very easy and great service to use.

Great experience using zopa, comes in hand we I really need it. Reviewed on: 25th March 2023

Zopa super

Very friendly service and no matter the problem or queries very helpful company. No 1 Reviewed on: 23rd March 2023

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