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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Royal customer

Excellent service with Zopa quick decision making and understanding the needs of thier customers Reviewed on: 18th March 2023

Easy and simple to use

Very easy to manage on the app and really good customer service Reviewed on: 18th March 2023

Great credit builder

Have nothing but praise for this company very helpful and supportive easy to navigate around the app Reviewed on: 18th March 2023

Zopa credit card

Excellent service when you phone zopa app is a great tool to nanage your account Reviewed on: 18th March 2023

Brill

Superb easy and the best ive ever had Reviewed on: 18th March 2023

amazing

amazing super fanatic, best of best Reviewed on: 17th March 2023

money matters

Have not been accepted for a credit card Reviewed on: 17th March 2023

Really good card to have

Easy to set up and payments update immediately Reviewed on: 17th March 2023

Excellent customer service

Zopa ways of communicating keeping me informed with relevant information about my product is excellent, speedy, in a friendly manner. Reviewed on: 17th March 2023

Great service

I currently have a Zopa credit card, the updates make it so easy to stay in control of my spending. Reviewed on: 17th March 2023

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