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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

money matters

Have not been accepted for a credit card Reviewed on: 17th March 2023

Really good card to have

Easy to set up and payments update immediately Reviewed on: 17th March 2023

Excellent customer service

Zopa ways of communicating keeping me informed with relevant information about my product is excellent, speedy, in a friendly manner. Reviewed on: 17th March 2023

Great service

I currently have a Zopa credit card, the updates make it so easy to stay in control of my spending. Reviewed on: 17th March 2023

Good simple card

Good easy application love the buffer function has helped grow my Credit file but strangely not with them Reviewed on: 17th March 2023

This is the best credit card yet they are very helpful

I’ve used this for past 3 month and it’s been very helpful Reviewed on: 17th March 2023

Best credit card facility on the market

I love how easy the app is to use and it can help build your credit rating Reviewed on: 17th March 2023

amazing company

zopa is brilliant as it also helps with improving your credit score and gives you tips to aid you along the journey. they are very easy to use and breaks everything down in easy to understand pieces Reviewed on: 17th March 2023

Great credit card

It's been great for me to have the chance of using this great card giving me a chance I didn't have before Reviewed on: 17th March 2023

Easy

Easy Set Up, Easy Navigation, Easy Savings Reviewed on: 17th March 2023

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