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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Credit card

Very easy to use . Very good customer service too . Reviewed on: 17th March 2023

Excellent service and app

Had a Zopa card now for around 6 months and it’s a fantastic financial product Reviewed on: 17th March 2023

Clever and well thought product

Great card and all the little bolt ons such as being able to put aside some of your credit is great. Reviewed on: 17th March 2023

Highly recommend

My experience with my card as been amazing even down to commission so connected with there customers Reviewed on: 17th March 2023

Simple yet effective

Does what it says on the tin it’s simple Reviewed on: 17th March 2023

Service excellence

Great company, quick and efficient to sign up, excellent communication. Great app to track and manage your card and finance Reviewed on: 16th March 2023

Great credit card to improve credit score

Zopa is a responsible lender and offer tips on how to improve one's credit score. Reviewed on: 16th March 2023

Good Card

Zopa is really good card easy to used ,i wa s abroad and had no problem withdrawing some money from where i am, great card Reviewed on: 13th March 2023

Very good, helped me with my first credit card

Quick and easy application. No unexpected charges Reviewed on: 13th March 2023

Amazing experience for everyone

Easy to use and go with.a flow i higly recommend this Reviewed on: 11th March 2023

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