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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa credit card

Excellent service when you phone zopa app is a great tool to nanage your account Reviewed on: 18th March 2023

Brill

Superb easy and the best ive ever had Reviewed on: 18th March 2023

amazing

amazing super fanatic, best of best Reviewed on: 17th March 2023

money matters

Have not been accepted for a credit card Reviewed on: 17th March 2023

Really good card to have

Easy to set up and payments update immediately Reviewed on: 17th March 2023

Excellent customer service

Zopa ways of communicating keeping me informed with relevant information about my product is excellent, speedy, in a friendly manner. Reviewed on: 17th March 2023

Great service

I currently have a Zopa credit card, the updates make it so easy to stay in control of my spending. Reviewed on: 17th March 2023

Good simple card

Good easy application love the buffer function has helped grow my Credit file but strangely not with them Reviewed on: 17th March 2023

This is the best credit card yet they are very helpful

I’ve used this for past 3 month and it’s been very helpful Reviewed on: 17th March 2023

Best credit card facility on the market

I love how easy the app is to use and it can help build your credit rating Reviewed on: 17th March 2023

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