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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good simple card

Good easy application love the buffer function has helped grow my Credit file but strangely not with them Reviewed on: 17th March 2023

This is the best credit card yet they are very helpful

I’ve used this for past 3 month and it’s been very helpful Reviewed on: 17th March 2023

Best credit card facility on the market

I love how easy the app is to use and it can help build your credit rating Reviewed on: 17th March 2023

amazing company

zopa is brilliant as it also helps with improving your credit score and gives you tips to aid you along the journey. they are very easy to use and breaks everything down in easy to understand pieces Reviewed on: 17th March 2023

Great credit card

It's been great for me to have the chance of using this great card giving me a chance I didn't have before Reviewed on: 17th March 2023

Easy

Easy Set Up, Easy Navigation, Easy Savings Reviewed on: 17th March 2023

Credit card

Very easy to use . Very good customer service too . Reviewed on: 17th March 2023

Excellent service and app

Had a Zopa card now for around 6 months and it’s a fantastic financial product Reviewed on: 17th March 2023

Clever and well thought product

Great card and all the little bolt ons such as being able to put aside some of your credit is great. Reviewed on: 17th March 2023

Highly recommend

My experience with my card as been amazing even down to commission so connected with there customers Reviewed on: 17th March 2023

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