Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Simple yet effective

Does what it says on the tin it’s simple Reviewed on: 17th March 2023

Service excellence

Great company, quick and efficient to sign up, excellent communication. Great app to track and manage your card and finance Reviewed on: 16th March 2023

Great credit card to improve credit score

Zopa is a responsible lender and offer tips on how to improve one's credit score. Reviewed on: 16th March 2023

Good Card

Zopa is really good card easy to used ,i wa s abroad and had no problem withdrawing some money from where i am, great card Reviewed on: 13th March 2023

Very good, helped me with my first credit card

Quick and easy application. No unexpected charges Reviewed on: 13th March 2023

Amazing experience for everyone

Easy to use and go with.a flow i higly recommend this Reviewed on: 11th March 2023

Easy and clear

Easy and clear application proccess. You get notifications on all spending and the app offers various option to manage the card. Reviewed on: 11th March 2023

Good

Good easy to manage with app Good value for money Reviewed on: 11th March 2023

realy good

good card great app so can do and check ball ect Reviewed on: 10th March 2023

Great Finance Company

Great company, Great customer services staff, always friendly and polite. Never had any need to complain. Reviewed on: 10th March 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from M&S Bank - Marks and Spencer 3.72 from 206 reviews
Credit Card
from thinkmoney 4.03 from 3 reviews
Everyday Credit Card
from Santander 4.17 from 25 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub