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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

amazing company

zopa is brilliant as it also helps with improving your credit score and gives you tips to aid you along the journey. they are very easy to use and breaks everything down in easy to understand pieces Reviewed on: 17th March 2023

Great credit card

It's been great for me to have the chance of using this great card giving me a chance I didn't have before Reviewed on: 17th March 2023

Easy

Easy Set Up, Easy Navigation, Easy Savings Reviewed on: 17th March 2023

Credit card

Very easy to use . Very good customer service too . Reviewed on: 17th March 2023

Excellent service and app

Had a Zopa card now for around 6 months and it’s a fantastic financial product Reviewed on: 17th March 2023

Clever and well thought product

Great card and all the little bolt ons such as being able to put aside some of your credit is great. Reviewed on: 17th March 2023

Highly recommend

My experience with my card as been amazing even down to commission so connected with there customers Reviewed on: 17th March 2023

Simple yet effective

Does what it says on the tin it’s simple Reviewed on: 17th March 2023

Service excellence

Great company, quick and efficient to sign up, excellent communication. Great app to track and manage your card and finance Reviewed on: 16th March 2023

Great credit card to improve credit score

Zopa is a responsible lender and offer tips on how to improve one's credit score. Reviewed on: 16th March 2023

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