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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Easy and clear

Easy and clear application proccess. You get notifications on all spending and the app offers various option to manage the card. Reviewed on: 11th March 2023

Good

Good easy to manage with app Good value for money Reviewed on: 11th March 2023

realy good

good card great app so can do and check ball ect Reviewed on: 10th March 2023

Great Finance Company

Great company, Great customer services staff, always friendly and polite. Never had any need to complain. Reviewed on: 10th March 2023

Very good

Very good and very helpful and listened to customers Reviewed on: 10th March 2023

Simple and easy

Brilliant CC, reasonable APR and competitive credit limit Reviewed on: 9th March 2023

Good card

Easy staff and helpfull , card is really easy to use Reviewed on: 9th March 2023

So easy to manage

Really easy to manage your money. App is so straight forward. There's also a spending buffer you can set to avoid going over your limit that you can set yourself. Would highly recommend. Reviewed on: 9th March 2023

happy customer

I am a happy customer, because I can access my credit card online. I froze my credit card, and was able to activate my card as quickly as possible, and when I requested for a new card, as it was lost, the card replacement was also very quick. Reviewed on: 8th March 2023

Fantastic service

I used this as a credit card for emergencies and was impressed by service when I called Reviewed on: 8th March 2023

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