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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good Card

Zopa is really good card easy to used ,i wa s abroad and had no problem withdrawing some money from where i am, great card Reviewed on: 13th March 2023

Very good, helped me with my first credit card

Quick and easy application. No unexpected charges Reviewed on: 13th March 2023

Amazing experience for everyone

Easy to use and go with.a flow i higly recommend this Reviewed on: 11th March 2023

Easy and clear

Easy and clear application proccess. You get notifications on all spending and the app offers various option to manage the card. Reviewed on: 11th March 2023

Good

Good easy to manage with app Good value for money Reviewed on: 11th March 2023

realy good

good card great app so can do and check ball ect Reviewed on: 10th March 2023

Great Finance Company

Great company, Great customer services staff, always friendly and polite. Never had any need to complain. Reviewed on: 10th March 2023

Very good

Very good and very helpful and listened to customers Reviewed on: 10th March 2023

Simple and easy

Brilliant CC, reasonable APR and competitive credit limit Reviewed on: 9th March 2023

Good card

Easy staff and helpfull , card is really easy to use Reviewed on: 9th March 2023

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