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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very good

Very good and very helpful and listened to customers Reviewed on: 10th March 2023

Simple and easy

Brilliant CC, reasonable APR and competitive credit limit Reviewed on: 9th March 2023

Good card

Easy staff and helpfull , card is really easy to use Reviewed on: 9th March 2023

So easy to manage

Really easy to manage your money. App is so straight forward. There's also a spending buffer you can set to avoid going over your limit that you can set yourself. Would highly recommend. Reviewed on: 9th March 2023

happy customer

I am a happy customer, because I can access my credit card online. I froze my credit card, and was able to activate my card as quickly as possible, and when I requested for a new card, as it was lost, the card replacement was also very quick. Reviewed on: 8th March 2023

Fantastic service

I used this as a credit card for emergencies and was impressed by service when I called Reviewed on: 8th March 2023

Excellent service

Brilliant service, would highly recommend Reviewed on: 8th March 2023

The best help full card

I am so happy for using the credit card Reviewed on: 8th March 2023

Excellent Service

Zopa is a fantastic credit card, caring to it's customers and fabulous rates Reviewed on: 8th March 2023

Best card I have used!

Zopa card has been the most efficient, easy to use & easy to repay card I’ve had! Customer service is amazing and they really care! Reviewed on: 6th March 2023

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