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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Service

Great customer service I really like it Reviewed on: 4th March 2023

Customer service

Always there to help on the phone Reviewed on: 4th March 2023

Perfect Card with Realistic Limit

Don't give an extortionate credit limit to start off. Manageable expectations Reviewed on: 4th March 2023

Great service

Zooa offer great service for customers with easy to manage app that allows you to keep track of your spending easily Reviewed on: 4th March 2023

Card

Very easy to use inline app account come in handy low interet Reviewed on: 4th March 2023

Amazing

So easy to sign up and manage my account Reviewed on: 3rd March 2023

Straight forward no nonsense

Easy to apply & answered straight away Reviewed on: 3rd March 2023

Fabulous credit card

Absolute god send, zopa has helped me out to no end , very quick and easy to use Reviewed on: 3rd March 2023

Awsome

Could quite literally have saved my home. Reviewed on: 3rd March 2023

Good

Ok card glad that there’s no interest a the moment Reviewed on: 2nd March 2023

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