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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excellent

So far so good it's an excellent experience with Zopa credit card Reviewed on: 2nd March 2023

Highly recommended

Great company excellent credit card and app! Reviewed on: 2nd March 2023

Amazing!

Amazing service helped me out. Would be so helpful to win 1000 right now. Reviewed on: 2nd March 2023

Good company. Would recommend

Really would recommend Zopa. My partner had a bit of a tricky credit score so trying to get him in a positive light moving forward i suggested Zopa & he was successful. Im happy they had faith & helped improve his credit score. Would definitely recommend they are a good company Reviewed on: 2nd March 2023

Good and its help to build credit score

Its very easy to apply and arrive super fast . Easy to use and make repayment. And as i using i build up my score .thanks ZOPA Reviewed on: 2nd March 2023

Never had any issues

I’ve never had any issues with my zopa card, I use it then pay monthly balance, it’s easy to chat to them if required. Reviewed on: 2nd March 2023

Zopa

Easy and quick application. Easy use. Nice. Reviewed on: 2nd March 2023

Happy

I applied for a credit card to help my credit score and Zopa hasn’t disappointed Reviewed on: 1st March 2023

Credit card received next day!

Applied for a Zopa credit card at the weekend. Received it on Tuesday. Reviewed on: 1st March 2023

Really good card for building good credit

This card has helped me get my credit score back on track. I would highly recommend Reviewed on: 1st March 2023

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