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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Card

Very easy to use inline app account come in handy low interet Reviewed on: 4th March 2023

Amazing

So easy to sign up and manage my account Reviewed on: 3rd March 2023

Straight forward no nonsense

Easy to apply & answered straight away Reviewed on: 3rd March 2023

Fabulous credit card

Absolute god send, zopa has helped me out to no end , very quick and easy to use Reviewed on: 3rd March 2023

Awsome

Could quite literally have saved my home. Reviewed on: 3rd March 2023

Good

Ok card glad that there’s no interest a the moment Reviewed on: 2nd March 2023

Excellent

So far so good it's an excellent experience with Zopa credit card Reviewed on: 2nd March 2023

Highly recommended

Great company excellent credit card and app! Reviewed on: 2nd March 2023

Amazing!

Amazing service helped me out. Would be so helpful to win 1000 right now. Reviewed on: 2nd March 2023

Good company. Would recommend

Really would recommend Zopa. My partner had a bit of a tricky credit score so trying to get him in a positive light moving forward i suggested Zopa & he was successful. Im happy they had faith & helped improve his credit score. Would definitely recommend they are a good company Reviewed on: 2nd March 2023

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