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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good and its help to build credit score

Its very easy to apply and arrive super fast . Easy to use and make repayment. And as i using i build up my score .thanks ZOPA Reviewed on: 2nd March 2023

Never had any issues

I’ve never had any issues with my zopa card, I use it then pay monthly balance, it’s easy to chat to them if required. Reviewed on: 2nd March 2023

Zopa

Easy and quick application. Easy use. Nice. Reviewed on: 2nd March 2023

Happy

I applied for a credit card to help my credit score and Zopa hasn’t disappointed Reviewed on: 1st March 2023

Credit card received next day!

Applied for a Zopa credit card at the weekend. Received it on Tuesday. Reviewed on: 1st March 2023

Really good card for building good credit

This card has helped me get my credit score back on track. I would highly recommend Reviewed on: 1st March 2023

Great Credit Card

I took this card out to help with credit score, I’ve had no problems with them at all it’s a good card, if the credit was a bit higher then I could get rid of other cards I have but it proves they are a responsible lenders and they do have a good reputation I’m glad that I was able to come across them. I would recommend using Zopa to all. Reviewed on: 1st March 2023

Easy peasey

Excellent app also easy to set up Reviewed on: 1st March 2023

Easy to use & great customer service!

The app is super-user friendly and the customer service team is always great whenever I need to get in touch. Reviewed on: 1st March 2023

A good service

its been great hopefully more balance transfers will be offered Reviewed on: 1st March 2023

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