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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fabulous credit card

Absolute god send, zopa has helped me out to no end , very quick and easy to use Reviewed on: 3rd March 2023

Awsome

Could quite literally have saved my home. Reviewed on: 3rd March 2023

Good

Ok card glad that there’s no interest a the moment Reviewed on: 2nd March 2023

Excellent

So far so good it's an excellent experience with Zopa credit card Reviewed on: 2nd March 2023

Highly recommended

Great company excellent credit card and app! Reviewed on: 2nd March 2023

Amazing!

Amazing service helped me out. Would be so helpful to win 1000 right now. Reviewed on: 2nd March 2023

Good company. Would recommend

Really would recommend Zopa. My partner had a bit of a tricky credit score so trying to get him in a positive light moving forward i suggested Zopa & he was successful. Im happy they had faith & helped improve his credit score. Would definitely recommend they are a good company Reviewed on: 2nd March 2023

Good and its help to build credit score

Its very easy to apply and arrive super fast . Easy to use and make repayment. And as i using i build up my score .thanks ZOPA Reviewed on: 2nd March 2023

Never had any issues

I’ve never had any issues with my zopa card, I use it then pay monthly balance, it’s easy to chat to them if required. Reviewed on: 2nd March 2023

Zopa

Easy and quick application. Easy use. Nice. Reviewed on: 2nd March 2023

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