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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great Credit Card

I took this card out to help with credit score, I’ve had no problems with them at all it’s a good card, if the credit was a bit higher then I could get rid of other cards I have but it proves they are a responsible lenders and they do have a good reputation I’m glad that I was able to come across them. I would recommend using Zopa to all. Reviewed on: 1st March 2023

Easy peasey

Excellent app also easy to set up Reviewed on: 1st March 2023

Easy to use & great customer service!

The app is super-user friendly and the customer service team is always great whenever I need to get in touch. Reviewed on: 1st March 2023

A good service

its been great hopefully more balance transfers will be offered Reviewed on: 1st March 2023

Good rate and easy application

Easy and quick to apply, good rate Reviewed on: 1st March 2023

Fantastic,friendly service!

Great service,no hastle and no problem keeping track of your finances with a clear and easy to use app. Reviewed on: 1st March 2023

Perfection

Highly recommended to everyone I no Reviewed on: 28th February 2023

Amazing

Really quick process and simple to use app Reviewed on: 28th February 2023

Excellent service

Easy to apply for and even easier to use. Reviewed on: 28th February 2023

Brilliant

Accepted me for a credit card. Decent credit limit for first limit Very helpful app Full of tips and money advice You can even set up savings accounts. I am very impressed. The whole set up makes you want to improve.your credit score. You feel supported. Reviewed on: 28th February 2023

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